Employee Benefits

Benefits Guide

• 2025-2026 City of Pembroke Pines Benefits Guide
• 2024-2025 City of Pembroke Pines Benefits Guide about undefined  about undefined 
• 2023-2024 City of Pembroke Pines Benefits Guide about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined     

UMR Health Insurance

• Health Benefit Summary Plan Description about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Summary of Benefits and Coverage Plan 1 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Summary of Benefits and Coverage Plan 2 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Optum RX (prescriptions) - mail order 
• Optum RX Preventive Care Medications about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Optum RX 2024 Select Standard Formulary about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Optum RX Prior Authorization - Select about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Optum RX Step Therapy - Select about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Preventive Medical Services about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  

Delta Dental

• DHMO Contract about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• DHMO Description of Benefits  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• DPPO Benefit Highlights  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• DPPO Contract about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• DPPO Evidence of Coverage about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Continuous Orthodontic Coverage with your DeltaCare USA Plan about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Where's my ID Card  about undefined  about undefined   about undefined   about undefined   about undefined   about undefined  about undefined   about undefined   about undefined   about undefined   about undefined  about undefined  about undefined   about undefined   about undefined   about undefined  about undefined   about undefined  about undefined  about undefined  about undefined  about undefined  about undefined   about undefined   about undefined   about undefined  about undefined  
• Mobile App QR Code about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  

The Standard Vision

• Vision Certificate about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Vision Highlight Sheet  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Vision Policy about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  

The Standard Life Insurance

• Additional Life Insurance Summary about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Class 1 Active Life Insurance Summary  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Class 2 Retiree Life Insurance Summary  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Class 3 Retiree Life Insurance Summary about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Class 4 Retiree Life Insurance Summary about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Life Insurance Policy about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  

For additional assistance, please contact the Human Resources/Benefits Department at 954-392-2093. 

The Standard Long Term Disability

• LTD Certificate about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• LTD Policy about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Voluntary LTD about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined       

Employee Assistance Program (EAP)

• EAP Brochure about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 

 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 

AFLAC

As of October 1, 2023, all AFLAC policies are direct pay. 

• Accident Advantage Option 4 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Optional Specified-Disease Benefit about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Cancer Protection Assurance Option 1 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Cancer Protection Assurance Option 2 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Critical Care Protection Option 1 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• Short-Term Disability about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 

For more information, please contact Gene Villa at 561-714-4224, office: 561-798-6340, or email: gene@definovilla.com. 

AFLAC Customer Service: 1-800-992-3522 

MissionSquare 457 (formerly known as ICMA)

https://www.missionsq.org/

• Charter School Employees - Plan 304962 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  
• Charter School Employees - Plan 304962 Highlights about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• General Employee/Fire/Police - Plan 301144 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 
• General Employee/Fire/Police - Plan 301144 Highlights about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined 

Florida Retirement System (FRS) - Charter School Employees 

https://myfrs.com/

• Investment Plan Summary Plan Description
• Termination Kit - When Your FRS Employment Ends (English)
• Termination Kit - When Your FRS Employment Ends (Spanish)
• Special Tax Notice (English)
• Special Tax Notice (Spanish)
• Retirement Date Fund Brochure
• Choose a Retirement Date Fund Tool
• State University System Optional Retirement Program Brochure
• Working After Retirement
• Reemployment Tables
• How to Read Your Quarterly Statement
• DROP Rollover Flyer
• Keep Your DROP in the FRS
• Think Twice Before Rolling Out of the Investment Plan
• Annual Fee Disclosure Statement
• Self-Directed Brokerage Account Access Guide

Principal - General Employees 

https://www.principal.com/

For additional assistance, please contact the Human Resources/Benefits Department at 954-392-2093.

CANARX

Program Enrollment Link: https://www.canarx.com/plan/?planid=PPINES

• Prescription Program Flyer  about undefined  about undefined 
• Optional Prescription Program Letter  about undefined 

 about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined  about undefined